Clarity for the road to, and through, retirement.
Retirement comes with more decisions than most people expect. When to claim Social Security. What to do with a pension. How to make your income last. We help you answer those questions in plain English, so you know where you stand before you make the leap.
Clarity in.
Chad Kasper has spent 28 years in financial services, including years working almost exclusively with Boeing employees and Washington state and municipal employees across the South Sound. He is fluent in PERS, SERS, and TRS as he is in 401(k)s and pensions. He is also a Chartered Special Needs Consultant, a designation that started as a personal search for answers for his own daughter and became a specialty he now offers other families. His approach is simple: take the guesswork out, and give you clarity.
In his own words
The investments are the investments. Every recommendation starts with your full financial picture, income, taxes, Social Security, insurance, and estate planning, not a product.
Pension or lump sum, retiree medical, 401(k) timing. Over the years, Chad has worked with many Boeing employees and retirees and understands the financial questions they often face.
You’ll leave your first meeting with the foundation of your financial plan already in place, built together during our conversation, not delivered weeks later.
Every Plan Starts With Who You Are
Pension or lump sum, retiree medical, 401(k) timing. Years of working almost exclusively with Boeing employees and retirees in the Seattle-Tacoma area.
Special needs trusts, guardianship, and government benefits like SSI and Medicaid. This is personal to Chad.
PERS, SERS, TRS, and deferred compensation plans for state and local government employees, including police, fire, and parks and recreation workers.
If you are 50 to 65 or already retired and want a clear answer on where you stand, this is the conversation to have.
Chad’s practice grew out of the Pacific Northwest, and it shows. Whether one of these describes you exactly or not, the starting point is the same conversation.
Serving the South Sound and Beyond
Kasper Wealth Management is based in downtown Tacoma, serving clients across the South Sound, including Federal Way, Auburn, Puyallup, Lakewood, University Place, and Gig Harbor. Chad’s Boeing clients also reach him from Everett and Renton, and his work with Washington state and municipal employees extends more broadly across the state. Chad is licensed in Washington and Texas.
A simple process. No surprises.
From your first conversation to your annual service calendar, every step is designed to give you more clarity and take more off your plate. You do not need to prepare anything for the first meeting. Just show up.
Questions about your goals, your worries, what matters to you.
We build your plan together, on the screen, in the room.
Your options, explained plainly. You decide.
Regular check-ins through tax season, Medicare, and beyond.
Common Questions About Retirement Planning
When should I start planning for retirement?
There is no single right age. If you have specific goals, income sources, or a pension or 401(k) to think through, the earlier you have a plan, the more options you have. Most people benefit from a real conversation well before their last day of work, not after.
How do I know if I'm on track to retire?
The only way to know is to look at your specific numbers: savings, income sources, expenses, and timeline. A first conversation typically includes building a preliminary plan on the spot, so you get a real answer instead of a guess.
When should I take Social Security?
It depends on your income needs, other retirement income sources, and health and longevity considerations. There is no universal right age. This is exactly the kind of decision worth reviewing as part of a full financial plan rather than deciding in isolation.
What happens in a first meeting with a financial advisor?
A first meeting is a conversation, not a pitch. Expect questions about your goals, worries, and financial picture. At Kasper Wealth Management, that first meeting often includes building a preliminary plan live, so you leave with something concrete rather than a follow-up call.
What's the difference between a financial planner and an investment manager?
A financial planner looks at your full financial life, income, taxes, insurance, and estate planning, and builds a plan around your goals. An investment manager focuses narrowly on managing a portfolio. Comprehensive financial planning treats investment management as one piece of a larger plan, not the whole plan.
One conversation is usually enough to find out where you stand.
No pitch, no pressure. Just questions about your goals and honest answers about what they mean for your plan